Need some input on XJ

I got motivated today to clean up the XJ. I was going to tear it all down, touch up the rust spots, clean uo all the connections, etc. Now I'm thinking about mods. Should I do a bobber? Cafe? I'm very limited on budget & I don't want to get into too much cutting & welding. I was thinkin' bars, paint, fenders, & maybe a seat. I can lower it 2" easy enough. I think I may keep the frame gloss black & maybe do everything that's aluminum now to flat black. The fork tube & the shock would be the only chrome. Relcocate the signals. The rear fender is too much to mode. I may have to cut the last 6" of tail of the frame to fit an aftermarket on. What do you think?